Abbey Flat Rate credit card was designed for people who like to keep things as simple as possible.  Whether you make a purchase or transfer a balance, withdraw cash from an ATM, or write a cheque, all balances on the Abbey Flat Rate receive a 10.9% APR   (variable). There are no balance transfer fees, cash handling fees or credit card cheque fees- what you see is what you get with the Abbey Flat Rate card.

Even with the simplicity of a one-rate-fits-all approach to interest rates, Abbey Flat Rate credit card allows you to choose between a Visa or MasterCard, and also whether you want a blue or pink credit card. 

Your credit limit will be based on your financial status as well as your needs, so you’ll have the money when you need it.

Abbey Flat Rate credit card rewards you for not carrying a balance from month to month and offers up to 56 days of interest free card purchases whenever you pay your bill on time and pay the entire statement balance.

You can access your account at any time, day or not, by logging into your account online to check your balance, view your credit card PIN for using cash withdrawal machines, paying your bill or transferring balances. 

There is a 24/7 customer service hotline dedicated to answering your questions. 

If you want to add optional extras to your Abbey Flat Rate, you can purchase the card protection plan to cover you in the event your card is stolen and the optional payment protection cover to protect you and help make repayments if you happen to lose your job or be injured.