Credit cards are now available from many charitable organisations. These types of credit cards strive to offer similar benefits to ordinary cards such as competetive interest rates, balance transfers and cashback offers. In addition, donations are made to the charity in line with your spending.

The card issuer (ordinarily a large high street name such as MBNA) makes the donation to the charity. It is usually calculated as a percentage of any purchases you make and charge to the card.

Many people prefer to use this type of card in the knowledge that some of the money raised off the back of your spending goes to a good cause.