Mint credit card provides several different cards to meet your specific needs. The standard Mint credit card offers you the choice of 0% on balance transfers and purchases for eight months or 3.9% on balance transfers for the life of the balance. You'll receive the standard APR of 11.9% APR Typical (variable) on purchases and 0.5% cash back rewards. If you like, you can choose the mc² Card, and receive a card with a rounded shape rather than the standard square cards!
Mint Gold card offers all the benefits of the standard Mint card, in addition to improved insurance benefits and a higher credit limit. The Mint Gold card is available to anyone 21 years or over with a £20,000 minimum income.
Mint Platinum increases your insurance coverage and credit limit even above and beyond that of Mint Gold, and is also available to anyone 21 years or over with a £20,000 minimum income.
All cards offer:
- 0% balance transfers for 8 months OR 3.9% balance transfers for life of balance
- 24 Hour customer service
- 11.9% APR Typical (variable)
- 0.5% cash back rewards
- 59 day interest free credit if account paid on time and in full
- online account management
- Choice of MasterCard or Visa logo
Mint credit cards come with additional protection and insurance that gives you the confidence you need to purchase items online or to travel with your cards. You receive free coverage against internet fraud- you'll never pay for unauthorized purchases made online using your Mint card. You also receive free travel accident insurance, that gives you automatic worldwide coverage up to £50,000 for MINT Card and mc² Card, up to £100,000 for MINT Gold Card and £250,000 for MINT Platinum Card. You can purchase additional Payment Protection to ensure you can meet your repayments in case of accident, illness, unemployment or death.
It's good value at just 77p for every £100 outstanding balance. Payment Protection would repay 10% of your outstanding balance every month if you were unable to work, and pay it off totally in the event of your death
