Lloyds TSB Platinum with the MasterCard logo can save you money on higher interest accounts when you transfer them to your new card within 6 weeks of opening the account. You'll receive 0% on balance transfers for up to 6 months. New purchases made with your Lloyds TSB Platinum receive the standard interest rate of 13.9% APR (variable).

The Basics:

•  No Annual Fee
•  0% on balance transfers for six months
•  standard APR of 13.9% (variable) on purchases
•  Internet Fraud protection
•  Chip and Pin Security
•  Up to 56 days credit interest free when payments made on time and in full
•  Free Travel Accident Insurance
•  Free Purchase Protection
•  24 hour customer service

The Lloyds TSB Platinum card comes loaded with extra features and benefits in addition to the standard you come to expect with Lloyds credit cards. Your card automatically entitles you to receive free travel accident insurance when you use your card to purchase your tickets. You also automatically receive 180 days of free purchase protection on items that cost up to £2,500 against accidental damage or theft. In addition, you can receive interest free credit for up to 56 days when you make your payments on time and in full every statement.

You can purchase optional payment protection insurance for 72p per £100 of your balance to cover you in the event that you cannot work due to accident, sickness or unemployment. Payment protection insurance coverage starts after just 15 consecutive days off work and continues for up to a year after which time your entire balance is cleared along with any interest owed. If the worst should happen and you or an additional cardholder dies, Payment Protection Cover will immediately repay the full outstanding balance, subject to a maximum of £10,000.