The Morgan Stanley "buy and fly" credit card gives you the introductory 0% rate on both balance transfers and purchases for the first six months, and then 14.9% APR Typical (variable) thereafter. There is no annual fee. Every time you spend with your Morgan Stanley "buy and fly" card, you earn points that can be redeemed towards the purchase of holiday travel!

Card includes:

• No Annual Fees
• 0% on balance transfers and purchases for first six months
• Payment Protection Plans
• Travel Accident Insurance
• Card Protection Insurance
• Free Additional Card

The payment protection plan will cover your payments in the event you are unable to work due to injury, sickness or become involuntarily unemployed. You can protect all the cards in your wallet against loss and theft with the optional card protection insurance- all you need to do is make a single phone call to cancel all of your cards and have replacements mailed to you. Morgan Stanely credit cards each come with free travel accident insurance with coverage up to £250,000. Platinum Cardholders also benefit from our Travel Assistance Service, which offers travel advice, emergency cash and emergency medical assistance.