There are credit companies that cater to students. If you are a college student, there is a good chance you'll start using your first credit card. You'll want a card that offers you the lowest possible interest rate, so when you carry a balance from month to month you aren't paying more than you need to, and you should try to shop for a card that offers introductory rates if you plan on purchasing your back to school supplies on your card and paying it off quickly!

Barclay's Student credit card is a no annual fee credit card designed with student needs in mind. It even gives you £20 cash the first time you use your card. Other great features include emergency and travel coverage, and protection for online purchases. The typical standard rate is 17.9% APR. The Barclay's student card is also an excellent choice for buying your back to school supplies because it offers a 0% introductory interest rate on purchases for 3 months- giving you ample time to pay off your balance as you get settled into your school routine!