Virgin Credit Cards, Read A Review or apply for a Virgin Credit Card

Virgin credit card allows you to choose the color of your card! You can choose between a pink card, red or black. There are no annual fees associated with the Virgin credit card. The standard APR is 10.9% APR Typical (variable) on purchases, and 13.2% APR Typical (variable) on balance transfers and credit card cheques. If you make all of your payments in full and on time, you can enjoy interest free credit for 59 days during every billing cycle.

The Basics:

No Annual Fee
10.9% APR Typical (variable) on purchases
13.2% APR Typical (variable) on balance transfers and credit card cheques
59 days interest free credit when payments are made on time and in full
Free Travel Accident Insurance
Free Purchase Protection
Fraud Protection
Online Account Management
Reward Points to spend in Virgin's exclusive Member shop

With every £1 spent on your Virgin card, you earn reward points that can purchase items from the exclusive member shop. Available items range from Virgin music cd's, to mobile phones, to cosmetics and more!

Virgin credit card's free purchase protection insurance provides coverage on most major purchases between £ 50 and £ 1,000 against accidental damage or theft for up to 100 days after purchase, if paid for in full using your Virgin card. You receive up to £1 00,000 coverage with your free travel accident insurance when you pay for your travel tickets using your Virgin card. You, your spouse and dependent children traveling with you, are all covered if you should have an accident during your journey.

You can also purchase optional payment coverage that will cover you if you become injured, unemployed or hospitalized, up to £ 1,000 each month for all your accounts insured, with a total limit of 24,000. If you should die, the outstanding balance, up to £ 15,000 will be covered through the payment protection coverage.